Contribution Calculator

Estimate your tax deduction

A quick, age-based estimate of maximum contributions and potential tax savings. Verified figures are provided through a complimentary actuarial illustration.

2026 Assumptions 401(k) Elective Deferral: $24,500
Age 50+ Catch-Up: $8,000
Age 60–63 Catch-Up: $11,250
401(k) Profit Sharing: $21,600 – $47,500
Combined Federal + State Tax Rate: 40%

Enter the requested information and click Calculate to view estimated contribution ranges and tax savings.

Important: Estimate Only These figures are directional, age-based estimates only. Actual contributions vary significantly based on income, plan design, employee census, and applicable IRS limits. Tax savings assume a 40% combined federal + state rate and exclude catch-up contributions, which are made as Roth and are not deductible. Verified figures are provided through a custom actuarial illustration prepared by Cash Balance Consultants.
Next Steps

We'll meet you where you are

Request an Illustration Verified figures from the employee census, prepared by our actuaries.* → Schedule a Meeting An intro call or education session with a specialist. → Read the Complete Guide The deep dive, for those who want every detail. →

*Actuarial illustrations are complimentary and non-binding.